Investment Real Estate Loan

Investing in real estate can be a powerful wealth-building tool, but securing the right financing is key to maximizing your return on investment. We offer a wide range of investment real estate loan programs tailored to meet the unique needs of investors. Whether you’re looking to purchase a rental property, fix and flip, or expand your commercial real estate portfolio, we have the right solution for you.

Why Choose an Investment Real Estate Loan?

Investing in real estate requires substantial capital, and the right financing can make all the difference. Here are some of the reasons why securing an investment loan through us is beneficial:

 

  • Leverage: Use borrowed funds to increase your purchasing power and grow your real estate portfolio.
  • Flexible Loan Options: Choose from a variety of loan products to match your investment strategy.
  • Cash Flow: With competitive interest rates, your monthly payments can be structured to maximize cash flow from rental properties.
  • Expand Your Portfolio: Financing allows you to acquire more properties, diversify your portfolio, and achieve higher returns.

          <Types of Investment Real Estate Loans>

 
1. Residential Investment Property Loans

Ideal for investors looking to purchase residential rental properties such as single-family homes, duplexes, or multi-family units. 


  • Down Payment: Typically 15%-25%
  • Terms: 15- to 30-year fixed or adjustable-rate mortgages
  • Interest Rates: Competitive rates for creditworthy investors
 
2. Hard Money Loans

Hard money loans are short-term financing options designed for real estate investors who are looking to quickly purchase and renovate properties for resale (fix and flip). 


  • Fast Approval: Funding in as little as a few days
  • Flexible Credit Requirements: Approval based on the value of the property rather than personal credit
  • Short-Term Options: Typically 6-18 months
  • Higher Interest Rates: In exchange for flexibility and quick turnaround
 
3. Commercial Real Estate Loans

For investors looking to acquire or refinance commercial properties such as office buildings, retail spaces, and warehouses. 


  • Loan Amounts: Starting from $500,000 and up
  • Terms: 5- to 25-year loans
  • Customizable: Tailored financing solutions based on your investment and business needs
 
4. Portfolio Loans

Designed for investors with multiple properties, portfolio loans allow you to finance several investment properties under a single loan, making it easier to manage and expand your real estate holdings.


  • Simplified Process: One loan for multiple properties
  • Flexible Terms: Adjustable rates and customized payment structures
  • Great for Large Portfolios: Ideal for investors with 5+ properties
 
5. Bridge Loans

Bridge loans offer short-term financing solutions for investors who need quick capital to seize an opportunity. Whether you’re waiting for long-term financing or selling another property, bridge loans can help.


  • Fast Access to Funds: Close deals quickly with fast approval and funding
  • Short-Term: 6-60 months
  • Interest-Only Payments: Lower initial payments during the loan term