About Milestone Point
Your Trusted Partner for Real Estate and Business Financing in the U.S.
Milestone Point specializes in real estate and business loan services in the United States. With over 20 years of combined experience in financial lending and real estate, we provide diverse and competitive loan products and programs tailored to meet the needs of approximately 2 million Korean Americans living in the U.S. Our goal is to help each client secure the most suitable loan for their unique circumstances.
Home Mortgage and Real Estate Loans
The U.S. lending system is highly diverse and complex. In particular, home loans are governed by various federal and state laws designed to protect consumers, and all financial professionals must comply with these regulations. Milestone Point partners with Loan Factory Inc. (NMLS #320841) to provide access to over 200 mortgage products, enabling clients to compare rates and fees and select the best option for their needs. From choosing the right mortgage terms to closing the loan, we are dedicated to guiding you through the process with care and expertise.
Business and Commercial Loans
In the U.S., there are over 4,000 FDIC-insured banks and countless non-bank lending programs. Leveraging our extensive experience and trusted network of partnerships with banks and financial companies, Milestone Point introduces a wide range of SBA Loans, bank programs and non-bank programs tailored to meet the needs of individuals and businesses.
Comprehensive Financial Support
Running a business and purchasing real estate in the U.S. are significant milestones for individuals and families. At Milestone Point, we are committed to assisting you from the beginning to the end of the loan process with integrity and diligence. Moving forward, we will continue to use our knowledge and experience in business, real estate, and finance, along with our strong network in the U.S. financial industry, to support the success of our Korean clients. We are here to take the first step with you toward realizing your American Dream.
Translated in English:
"I would like to express my sincere gratitude to Terry Kwon for her professionalism and heartfelt support. While going through a business loan process this time, I was once again reminded of Terry's outstanding expertise and warm kindness. These days, getting an SBA loan is no easy task, but thanks to her detailed attention—as if it were her own matter—we were able to achieve a successful outcome. She has always been a reliable supporter every time we pursued business loans in the past, but this time, I felt even more deeply thankful. I confidently recommend her to anyone looking for a trustworthy professional. Thank you."
Translated in English:
"Three years after acquiring a small beauty supply store in Texas, I reached out to Terry from Milestone Point to ask for a recommendation on the most suitable loan. Previously, I had consultations with my primary banks (including Korean-American banks) and was told it would be difficult to even get $100,000, so I contacted Terry without much expectation. Since each bank has different terms and conditions, Terry couldn’t guarantee a large amount either, but she promised to do his best to find the most suitable lender—and we proceeded with an SBA loan. She explained that the system he uses allows him to get terms from dozens of banks at the same time, making it easier to choose the best offer. She said this was different from previous loan experiences where I had to plead with each bank one by one. As a result, we secured a $500,000 SBA loan in less than two and a half months. The interest rate also came out very favorable and flexible for me. Even though it was the end-of-year holiday season, the process and feedback were fast—I truly appreciate it. Now, I’m ready to make an even bigger dream a reality. If you reach out, you’ll find the answer. Wishing Milestone Point continued success—and all the best to you, Terry!"
Translated in English:
"I recently received a 15-month short-term loan through Ms Terry Kwon. Having been in business for over 20 years, I’ve occasionally taken out short-term loans online. But honestly, because I was often in urgent need of funds and my English isn't perfect, there were times I couldn't even ask the questions I wanted to, and just went through with the loan without fully understanding everything. This time, through Terry, I was able to discuss my situation and current financial circumstances throughout the process, which made me feel at ease and not like I was being misled. It was a comfortable experience. From beginning to end, every step of the loan process was clearly explained to me in advance through calls or text messages, which helped me feel confident and secure in taking out the loan. In life, when an urgent loan is needed, it's truly reassuring to have someone trustworthy and easy to communicate with. I’m sincerely grateful for that. Thank you again."
Translated in English:
"I’ve known Terry Kwon for a long time, and she was a great help with my recent home refinance—we were able to close in just one month. The process moved so quickly, and she kindly explained everything in Korean, making it easy to understand. I’m so, so thankful!"
Translated in English:
"Through the many business loan options available, I was able to get a loan that fit my situation. Most of all, I truly appreciated the friendly, fast, and proactive service."
Translated in English:
"When I first started looking into SBA loans, I consulted with several places, but once I spoke with Terry, the whole process became much smoother. Terry kindly explained everything step by step, which made it easy for me to understand, and the loan was processed under great terms that fit my situation. The approval also came through faster than I expected, which was incredibly helpful since I urgently needed funds. Especially for those who are not comfortable with English, Terry helps interpret throughout the process, making it very easy to secure a loan. From start to finish, he handled everything professionally, and compared to other companies, the overall cost was much lower. If you’re considering a loan, I highly recommend working with Terry!"