Short Term
Hard Money Loan

When real estate opportunities arise, timing is everything. Whether you’re looking to purchase a property quickly, finance a renovation, or bridge a gap in funding, short-term real estate loans provide the fast, flexible financing you need to seize those opportunities. We specialize in a range of short-term financing solutions tailored to real estate investors and developers.

 

 

What is a Short-Term Hard Money Loan?

Short-term Hard money real estate loans are designed to provide quick access to capital, typically for periods ranging from a few months to a few years. These loans are ideal for real estate investors who need to close deals quickly, complete renovations, or bridge financing while waiting for longer-term funding options. With shorter loan terms and more flexible approval criteria, they offer the speed and flexibility that traditional mortgages may not.

 

 

When to Consider a Short-Term Real Estate Loan

Short-term real estate loans are ideal for:

  • Fix-and-Flip Projects: Purchase, renovate, and resell a property within a short time frame.
  • Bridge Financing: Secure funding for a property purchase while waiting for long-term financing to close or sell another property.
  • Auction Purchases: Quick access to capital is essential when purchasing properties at auction.
  • New Construction: Finance the construction phase of a development before transitioning to long-term financing upon completion.
  • Property Improvements: Fund renovations or repairs on an investment property to increase value before refinancing or selling.

<Types of Short-Term Real Estate Loans>

Bridge Loans

A short-term loan that helps you purchase a new home first before completing the sale of your current home when buying and selling simultaneously

Fix & Flip Loan

The purpose is to purchase an investment property, renovate it, and either sell it in a short period or refinance it into a long-term loan.

Construction Loan

Provides funding for construction materials, labor, and other building costs until the project is completed, with the intention of converting to a long-term loan afterward.