When operating a business in the U.S., most businesses constantly need working capital, and having funds secured in advance to prepare for unexpected situations can greatly help maintain business stability.

If you need funding over $250,000, the SBA 10-year term loan program may be suitable. However, if you need funding under $250,000, many business owners prefer an unsecured business line of credit because:

• Funds can be obtained quickly (within 3–5 weeks)

• Only monthly interest payments are required

• You can draw funds only when needed

• The repaid amount becomes available again for future use

However, since each bank has different guidelines and underwriting standards, many business owners give up after being declined by just one or two banks.  

We work in partnership with multiple banks and financial companies across the U.S. to help you get pre-approved by several banks with a single application, and we guide you all the way through to funding completion with care.

Also, because banks do not pay brokers or advisors directly for their efforts, there is a one-time fee only if the funding is successfully completed — and in return, you gain the following advantages:

Key Benefits:

• Multiple pre-approvals from different banks with a single application

• One or more loan options to choose from

• Competitive low interest rates

• Interest-only monthly payments

• Faster and simpler funding than SBA (within 3–5 weeks)

• Reusable credit limit (works like a credit card)

• Dedicated support from start to finish

• One-time fee only after funding

• Free pre-approval without affecting your credit score