Alternative Business Funding Programs

Many businesses find themselves in situations where they cannot qualify for SBA or bank loans, or they may already have received loans and need more financing. Non-bank lenders fill this gap by offering programs that relax loan qualification criteria and provide quick and convenient loans to businesses without collateral. While these programs typically have higher interest rates and shorter repayment periods compared to bank programs, they are less stringent and offer the advantage of receiving loans quickly and easily, often within 1-3 days. These programs vary widely, catering to small businesses as well as large financial investment groups, each with its own set of guidelines and criteria.


From a business owner’s perspective, these programs offer a way to access needed funds quickly and easily without collateral, allowing them to build business credit. Additionally, all interest paid is tax-deductible, making these programs popular among businesses.


We network with financial institutions and organizations nationwide, allowing us to offer our clients the best approval terms in the financial market competition. We typically provide several options to choose from to suit different business needs and conditions. Our experts evaluate applications, and approvals are usually granted within 24 hours. Most credit inquiries during approval are soft pulls, so there is no impact on your credit. If you’re not satisfied with the pre-approval terms, you are not obligated to accept them.

  • Loan amount: $5,000 – $2,000,000.
  • No-obligation free approval
  • High approval rate of 85%
  • Unsecured
  • Approval: 1-2 days
  • Funding: 1-3 days
  • Refinancing available when over 50% paid down
  • Tax deductible: 100%  of paid interest portion
  • Low credit scores may be accepted
  • Opportunity to build business credit
  • Soft credit pull, no impact on credit score upon approval

           <Required  Documents>

  • 4-6 months of business bank statements
  • Application


        Purposes for Operating Funds:
  • Business expansion
  • Renovation projects
  • Purchase of new equipment
  • Inventory acquisition
  • Advertising and marketing costs
  • Repayment of other loans
  • Acquisition of partner shares
  • Emergency funds
  • Employee wages
  • Opening of a new store/shop