Short Term
Real Estate Loan

When real estate opportunities arise, timing is everything. Whether you’re looking to purchase a property quickly, finance a renovation, or bridge a gap in funding, short-term real estate loans provide the fast, flexible financing you need to seize those opportunities. We specialize in a range of short-term financing solutions tailored to real estate investors and developers.



What is a Short-Term Real Estate Loan?

Short-term real estate loans are designed to provide quick access to capital, typically for periods ranging from a few months to a few years. These loans are ideal for real estate investors who need to close deals quickly, complete renovations, or bridge financing while waiting for longer-term funding options. With shorter loan terms and more flexible approval criteria, they offer the speed and flexibility that traditional mortgages may not.



When to Consider a Short-Term Real Estate Loan

Short-term real estate loans are ideal for:

  • Fix-and-Flip Projects: Purchase, renovate, and resell a property within a short time frame.
  • Bridge Financing: Secure funding for a property purchase while waiting for long-term financing to close or sell another property.
  • Auction Purchases: Quick access to capital is essential when purchasing properties at auction.
  • New Construction: Finance the construction phase of a development before transitioning to long-term financing upon completion.
  • Property Improvements: Fund renovations or repairs on an investment property to increase value before refinancing or selling.

<Types of Short-Term Real Estate Loans>

Bridge Loans

A short-term loan that helps you purchase a new home first before completing the sale of your current home when buying and selling simultaneously

Hard Money

A short-term real estate loan that can be obtained quickly and easily using investment property as collateral.

Approval is based on the value of the property rather than credit score, income, or tax returns.

Fix & Flip Loan

The purpose is to purchase an investment property, renovate it, and either sell it in a short period or refinance it into a long-term loan.

Construction Loan

Provides funding for construction materials, labor, and other building costs until the project is completed, with the intention of converting to a long-term loan afterward.