Important Reasons to Buy a Home in the United States
Important Reasons to Buy a Home in the United States Buying a home in the United States means much more than simply having a place to live. For many people, purchasing
Financing Blog
by Terry
Real Estate Loan + Business Financing
Insights on Real Estate Loans:
How to Get a Lower Mortgage Interest Rate
How to Get a Lower Mortgage Interest Rate When purchasing a home or refinancing, one of the most important factors is the interest rate. Even a 1% difference in the interest rate
Lower Interest Rates, Faster Closings: AI-Powered Automated Mortgage System
Lower Interest Rates, Faster Closings: AI-Powered Automated Mortgage System The U.S. mortgage industry is changing rapidly. Recently, Loan Factory announced a partnership with mortgage technology company Pylon to introduce a
No Down Payment SBA Commercial Real Estate Loan — Is It Really Possible?
No Down Payment SBA Commercial Real Estate Loan — Is It Really Possible? If you’re running a business in the U.S., you’ve probably thought at least once, “I want to own my
Comparison: QM (Qualified Mortgage) vs Non-QM (Non-Qualified Mortgage)
Comparison: QM (Qualified Mortgage) vs Non-QM (Non-Qualified Mortgage) When purchasing a home or refinancing in the United States, mortgage loans are generally divided into two main categories based on how income is
Home Mortgage Programs for E2, H1B and L1 Visa Holders
🏡 U.S. Home Mortgage Programs for E2, H1B and L1 Visa Holders E-2, H1B or L-1 visa holders who are legally residing in the United States can also utilize various loan programs when purchasing
California Dream For All Program
🏡 California Dream For All Program (2026)Down Payment Assistance Program for First-Time Homebuyers in California The State of California operates the “California Dream For All” program to help first-time homebuyers purchase a home even in
SBA Loan: Key Policy Change Effective March 1, 2026
SBA Loan: Key Policy Changes Effective March 1, 2026 Starting March 1, 2026, there are significant changes to SBA loan eligibility requirements and policies. The U.S. Small Business Administration (SBA) has revised its Standard Operating
Recent announcements by the Trump administration regarding Mortgage
Recent announcements by the Trump administration regarding Mortgage On January 8, President Trump directed Fannie Mae and Freddie Mac to purchase approximately $200 billion in mortgage-backed securities. From the following day, mortgage interest rates
A Complete Guide to U.S. Real Estate Loan Programs for Self-Employed & 1099 Freelancers
A Complete Guide to U.S. Real Estate Loan Programs for Self-Employed & 1099 Freelancers For self-employed individuals or 1099 freelancers who are not W-2 employees, it is common to deduct many business
Insights on Business Financing:
No Down Payment SBA Commercial Real Estate Loan — Is It Really Possible?
No Down Payment SBA Commercial Real Estate Loan — Is It Really Possible? If you’re running a business in the U.S., you’ve probably thought at least once, “I want to own my
Business Working Capital Loan Options for Green Card Holders
Business Working Capital Loan Options for Green Card Holders As of March 2026, the U.S. government has implemented a policy change restricting SBA business loan eligibility to U.S. citizens only. In addition, due to recent global economic
SBA Loan: Key Policy Change Effective March 1, 2026
SBA Loan: Key Policy Changes Effective March 1, 2026 Starting March 1, 2026, there are significant changes to SBA loan eligibility requirements and policies. The U.S. Small Business Administration (SBA) has revised its Standard Operating
Types of Business Loans and Their Pros & Cons
Types of Business Loans and Their Pros & Cons When running a business in the U.S., securing working capital is always a key challenge. Whether it’s for business expansion, equipment purchases, inventory, or simply to maintain smooth
The Types of Interest Rates Set by the U.S. Federal Reserve and Their Relationship to Mortgage Rates
The Types of Interest Rates Set by the U.S. Federal Reserve and Their Relationship to Mortgage Rates I. Several Differences in U.S. Federal Reserve Interest Rates The U.S. Federal Reserve (Fed) has several types of interest
SBA 7(a) Small Loan Limit to Be Reduced (Effective June 1, 2025)
🏛️ SBA 7(a) Small Loan Program Limit to Be Reduced (Effective June 1, 2025) The U.S. Small Business Administration (SBA) announced that starting June 1, 2025, the maximum loan amount for 7(a) Small
The Impact of Personal Credit on Loans and How to Maintain a Good FICO Credit Score, Plus the Three Major U.S. Credit Bureaus:
The Impact of Personal Credit on Loans and How to Maintain a Good FICO Credit Score, Plus the Three Major U.S. Credit Bureaus: The Importance of Personal Credit (Credit Score) in Loans Personal credit
Funding Options for Startups
Funding Options for Startups: One of the most critical factors for many small business entrepreneurs preparing to start a business is securing funding. Without sufficient initial operating capital, it can be challenging to launch a business, making it essential
Terry Kwon
Contact: (631) 624-4480
Email: terry@milestonepointinc.com
Funding Director at Milestone Point, Inc.
Licensed Mortgage Originator at Loan Factory
NMLS #2620208
Loan Factory NMLS #320841