Terms of Use
Welcome to Milestone Point Inc. (“Company,” “we,” “us,” or “our”). By accessing or using our website, services, applications, or communications (collectively, the “Services”), you agree to the following Terms of Use. If you do not agree, please do not use our Services.
1. Company Description
Milestone Point Inc. is a business financing and commercial real estate loan brokerage. We are not a direct lender unless otherwise disclosed. Loan approvals, rates, and terms are determined by third-party lenders.
2. No Financial or Legal Advice
All information provided through our Services is for general informational purposes only and does not constitute:
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Financial advice
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Legal advice
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Tax advice
You should consult with your CPA, attorney, or financial advisor before making decisions.
3. Loan Applications & Third-Party Lenders
By submitting information:
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You authorize us to share your application and documents with lenders, investors, and service providers.
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We do not guarantee approval, rates, or funding.
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Loan terms, underwriting, and final decisions are made solely by the lender.
4. Accuracy of Information
You agree to provide accurate and complete information.
Providing false or misleading information may result in denial of services or loan application rejection.
5. Credit Authorization
By submitting an application, you authorize Milestone Point Inc. and its lending partners to:
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Obtain personal and/or business credit reports
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Verify employment, income, and financial records
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Conduct background and compliance checks
This authorization may be used for initial qualification and subsequent updates.
6. Compensation Disclosure
Milestone Point Inc. may receive compensation from lenders, borrowers, or both, as permitted by law and disclosed in applicable agreements.
7. No Guarantee of Rates or Terms
Rates, fees, and loan terms shown on our website, emails, or marketing materials are estimates only and subject to change without notice based on:
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Credit profile
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Income and cash flow
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Collateral and underwriting guidelines
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Market conditions
8. Use of Website
You agree not to:
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Use the site for unlawful purposes
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Attempt to hack, disrupt, or misuse systems
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Copy, reproduce, or distribute proprietary content without permission
All content is the intellectual property of Milestone Point Inc.
9. Privacy
Your use of our Services is also governed by our Privacy Policy. By using our Services, you consent to the collection and sharing of your information with lenders and service providers as necessary to process financing requests.
10. Electronic Communications Consent
You consent to receive communications electronically, including:
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Email
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SMS/Text messages
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Electronic disclosures and notices
You may opt out of marketing messages at any time.
11. Limitation of Liability
To the fullest extent permitted by law, Milestone Point Inc. shall not be liable for:
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Loan denial decisions by lenders
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Rate changes or underwriting decisions
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Indirect, incidental, or consequential damages
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Delays caused by third parties or documentation issues
12. Indemnification
You agree to indemnify and hold harmless Milestone Point Inc., its officers, employees, and partners from any claims arising out of:
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Misrepresentation of information
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Violation of these Terms
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Use or misuse of the Services
13. Compliance & Licensing
Milestone Point Inc. operates in compliance with applicable federal and state regulations. Availability of services may vary by state licensing and lender programs.
14. Modifications
We reserve the right to modify these Terms at any time. Updated Terms will be posted on this page with a revised effective date. Continued use of our Services constitutes acceptance of changes.
15. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to conflict of law principles.
16. Contact Information
Milestone Point Inc.
Email: terry@milestonepointinc.com
Phone: (631) 624+4480
Website: https://milestonepointinc.com